Central Law

Frequently Asked Questions

Have questions about our legal services or what to expect when working with us? Our Frequently Asked Questions section is here to provide clear answers and practical guidance. Whether you’re buying a home, planning your estate, or navigating a separation, we’ve outlined key information to help you feel informed and confident. If you can’t find what you’re looking for, please get in touch with us.

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What is an Occupation Right Agreement (ORA)?

An Occupation Right Agreement is commonly used in retirement villages, giving you the right to occupy a unit while the village retains ownership. It's not a property purchase—you're buying the right to live there. We can review ORA documents to ensure you understand your rights, responsibilities, and what happens when you leave the village.

How is family property divided in New Zealand?

Under the Property (Relationships) Act 1976, relationship property is generally divided equally after three years of living together (or marriage/civil union). This includes the family home, joint assets, and often KiwiSaver. Some assets remain separate property. We help you understand what applies to your situation and reach fair agreements.

Do I need both a Will and an Enduring Power of Attorney?

Yes, they serve different purposes. Your Will directs what happens to your assets after you pass away. An Enduring Power of Attorney (EPA) appoints someone to make decisions on your behalf if you lose mental capacity while you're alive. Most people need both to ensure they're fully protected.

What's the difference between buying through a lawyer vs. a real estate agent?

When you sell through us, you get legal expertise from the start, catching issues before they derail your sale. All legal work is included in one fixed success fee—no separate conveyancing costs. You pay a set fee, not a percentage commission, which can save you thousands especially on higher-value properties.

What are the current property tax implications in New Zealand?

Key considerations include the Brightline test (potential tax on profits if you sell within a certain timeframe), GST on commercial properties, and tax implications for investment properties. We can advise on your specific situation to ensure you're compliant and making informed decisions.

How long does conveyancing take?

Typically 4-6 weeks from acceptance of an offer to settlement, though this can vary. We keep the process moving smoothly by staying on top of searches, finance approvals, and all legal requirements. Our goal is a stress-free transaction that settles on time.